I had more no spend days this past week than I've ever had in my adult life, I think. There were four! Why? I planned better than I normally do.

I ran errands one day and took care of whatever I thought might come up during the week and that seemed to do the trick. I know it won't always work but if it works most of the time or even 50% of the time, it will be of benefit. I use less gas, spend less money, and have more free time. That's good all the way around.

I should get paid about $104 for miscellaneous online work I did this week. Most of it goes into the bank for November bills but I'll put $20 in savings. November is quickly approaching and it's time to start the cycle again!