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Pooh, no Roth for us!

December 14th, 2009 at 03:06 pm

Because we file separately we can't do the Roth thing. We were geared up to get that going when we found out. So, now we're looking at Traditional IRAs and SEP IRAs. I'm sure we'll come up with a good alternative but it's a little disappointing. Don't ask me why because I can't say why...I guess I just was all prepared to open the Roth.

Oh well, flexibility is key in investing, I'm sure.

On a slightly, and I do mean slightly, more positive note the man person wanted to go out to eat tonight. I told him I was going to make chicken, dressing, and some sides and it wouldn't take long and he decided he'd rather do that than eat out. It took less than 15 minutes from start to finish and it was a lot cheaper than a trip out to eat would have been. Yaaay for choosing to eat at home and double yaaay for using up the last of the leftover chicken! And there's enough left for lunch for both of us tomorrow. Wink

2 Responses to “Pooh, no Roth for us!”

  1. zetta Says:

    Do you save money by filing separately? It might be worth looking into whether there are any advantages to filing jointly...

  2. monkeymama Says:

    Agreed. As a tax preparer, I find people tend to want to file separate for odd reasons that don't accomplish what they think it will. Not that that is the case in your situation - but I would question what the benefit is.

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