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    <title>Pennywise Meanderings</title>
    <link>http://pinchthatpenny.savingadvice.com</link>
    <description>Money isn't everything but it rates right up there with oxygen...</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Denise</managingEditor>
    <language>en-us</language>
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      <title>Frugal eating</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/05/20/frugal-eating_39191/</link>
      <description>Since this week's check will be about half of normal (since I was out of town for 4 of last week's work days) we're eating from the pantry as much as we can.&lt;br /&gt;
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The man person had a lunch of creole chicken and rice leftover from last night. I just had steak and gravy pulled from the...</description>
      <pubDate>Tue, 20 May 2008 10:53:06 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>A month has passed...&amp; a stupid mistake!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/05/20/a-month-has-passed_39185/</link>
      <description>since I posted an entry here. Life has been crazy hectic but I wanted to take a few minutes to post and then spend some time catching up on other blogs. &lt;br /&gt;
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Let's see..what's new with me? My oldest son graduated from University of Texas in Austin this last Friday. Woohooo! He's going...</description>
      <pubDate>Tue, 20 May 2008 08:38:20 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Ho hum...</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/19/ho-hum_38037/</link>
      <description>I don't have much to say of a financial nature. The bills for the month are all paid except for one due on the 23rd but we have the money for it. I'll pay it Monday, probably.&lt;br /&gt;
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My $20 challenge amount is right around $425, thanks to a little extra cash I got. Hopefully I'll soon...</description>
      <pubDate>Sat, 19 Apr 2008 19:11:20 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Wooohoo, one old debt gone!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/14/wooohoo-one-old-debt-gone_37839/</link>
      <description>So, it was a little under $50. Not a big debt and not a really old one but it was the smallest in our list of debts to be paid and now it's paid. Wooohooo! One down and ___ to go! &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/wink.gif&quot; alt=&quot;Wink&quot; /&gt; Just paying off that one gives me a little more incentive to tackle the others.&lt;br /&gt;
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      <pubDate>Mon, 14 Apr 2008 20:18:22 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Great deal on Pepsi products at Target</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/13/great-deal-on-pepsi-products-at-target_37782/</link>
      <description>So, I heard that starting today Target has Pepsi products at $15 for 5 twelve packs and you get a $5 gift certificate. Plus, Target's website had a coupon for $1 off 2 twelve packs of Pepsi product.&lt;br /&gt;
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This morning my happy bottom was down there fairly early! I got 10 twelve packs...</description>
      <pubDate>Sun, 13 Apr 2008 10:01:49 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>My first trip to Walgreen's</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/11/my-first-trip-to-walgreens_37735/</link>
      <description>Okay, not really my first trip ever but my first using coupons and a RR and trying to see what I could save.&lt;br /&gt;
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I went there tonight and here's what I got:&lt;br /&gt;
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78 ounces Sun detergent, on sale for $2&lt;br /&gt;
A 6 big roll pack of Charmin, $4.04 with a coupon&lt;br /&gt;
4 half gallons of milk, $1.99 each...</description>
      <pubDate>Fri, 11 Apr 2008 20:17:27 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>My feet hurt, my back hurts, oy vey!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/06/my-feet-hurt-my-back-hurts-oy-vey_37522/</link>
      <description>I opened the java joint three days in a row then today worked 3 to 8:45, closing by myself. I work 7:30 to 3:00 tomorrow by myself then work in the other part of the store until 5:00. It's going to be a long day!&lt;br /&gt;
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My feet hurt, my back hurts, I'm tired, and I just want to sleep!...</description>
      <pubDate>Sun, 06 Apr 2008 21:41:56 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>A nice Freecycle score!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/04/a-nice-freecycle-score_37426/</link>
      <description>Someone posted on the local Freecycle group that he has all 271 MASH episodes, all like new or never opened or viewed to give and I get to pick them up Monday! Wooot! DH is quite the MASH fan so this will be fun for him.&lt;br /&gt;
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So they're VHS tapes but that's okay. We have a couple of...</description>
      <pubDate>Fri, 04 Apr 2008 19:11:24 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Settling old debt - what stress!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/03/settling-old-debt-what-stress_37384/</link>
      <description>Alright, we'll soon start the process to settle the old debts we have. I'm very nervous about it, no..I'm downright scared. I have this fear that we'll wake the sleeping bears and they'll all come after us full force. I don't know that I can handle the stress of that right now. DH...</description>
      <pubDate>Thu, 03 Apr 2008 18:35:39 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>We're still alive - update!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/04/02/were-still-alive-update_37332/</link>
      <description>I haven't had much to say lately but that's because...well, I haven't had much to say!&lt;br /&gt;
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DH's business is picking up after the pre-Easter slump. My job is going well. I really do like it now that I know what I'm doing. I still don't get enough hours, though, and that's my only real...</description>
      <pubDate>Wed, 02 Apr 2008 19:42:27 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>So... you want a Tall/Grande/Venti what's the point...</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/22/so-you-want-a-tallgrandeventi-whats-the-_36928/</link>
      <description>That's pretty much what I say when someone comes in and orders a decaf, non-fat, sugar free whatever. Whether it's a vanilla latte, a mocha, or a jazzed up coffee of the week, when I hear the words &quot;decaf&quot;, &quot;non-fat&quot;, and &quot;sugar free&quot; in the same sentence, my eyes glaze over, my tongue...</description>
      <pubDate>Sat, 22 Mar 2008 20:42:10 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Consumerism running amok</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/20/consumerism-running-amok_36841/</link>
      <description>When did Easter become the disgusting display of commercialism that it is?&lt;br /&gt;
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Yesterday I cashiered and somewhere along the line lost track of how many people spent over $300 on their purchases. I start conversations with customers and at some point they generally tell me why they're...</description>
      <pubDate>Thu, 20 Mar 2008 07:32:40 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>March Update....</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/19/march-update_36833/</link>
      <description>Well, let's see. Financial Peace University is going very well. This week we had the &quot;Buyer Beware&quot; lesson. I enjoyed it a lot but that's really only because I'm such a Daviac. We also talked about our March budgets and cash flow sheets and how we're all doing on saving vs. spending....</description>
      <pubDate>Wed, 19 Mar 2008 19:46:55 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Scored at the local 50% off grocery sales</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/14/my-score-at-the-local-50-grocery-sale_36636/</link>
      <description>The sale started Tuesday and I wanted to get there earlier but we didn't make it until tonight so there's a lot of stuff that was gone. But here's what we got at the first store: &lt;br /&gt;
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10 cans salmon for .64 each&lt;br /&gt;
2 boxes of Panburger Beef Partner (for those nights when I just can't...</description>
      <pubDate>Fri, 14 Mar 2008 18:51:15 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Slow Cooker Chicken &amp; Biscuits</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/14/slow-cooker-chicken-biscuits_36629/</link>
      <description>We really enjoyed this dish, though I changed it some last night. It turned out more like Chicken &amp; Dumplings but that's okay because we love those. This is very good served over a little wild rice with a salad and fresh green beans. My notes on the changes I made in last night's version...</description>
      <pubDate>Fri, 14 Mar 2008 15:23:57 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Today's doings...</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/14/todays-doings_36617/</link>
      <description>I'm off today and have a few errands to run. I'm going to the bank to get cash to fund the envelopes for the next two weeks and will talk to them about opening a savings account with them. Then off to the washateria to do laundry. Oh joy! &lt;br /&gt;
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After that, I'll head to work and pop in...</description>
      <pubDate>Fri, 14 Mar 2008 09:52:37 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Opening an online savings account troubles...</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/14/opening-an-online-savings-account-troubl_36609/</link>
      <description>We decided to go with Provident Direct for our savings account. Their interest rate is slightly higher than the others and we've read and heard good things about them. &lt;br /&gt;
&lt;br /&gt;
So, I've been trying for three days to open an account with PD. When I completed the online application I got...</description>
      <pubDate>Fri, 14 Mar 2008 06:44:17 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Unexpected expense this morning</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/13/unexpected-expense-this-morning_36592/</link>
      <description>DH has eye problems yet again! We just went through this in mid January and here we are, going through it again. Yesterday he called a different doctor, a local ophthalmologist he trusts, for an appointment. &lt;br /&gt;
&lt;br /&gt;
She examined him and told him he has &lt;a href=&quot;http://www.stlukeseye.com/Conditions/CornealErosion.asp&quot; target=&quot;_blank&quot;&gt;'recurrent corneal erosion'&lt;/a&gt;, a...</description>
      <pubDate>Thu, 13 Mar 2008 17:58:57 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Something weird going on with the checking account...</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/13/something-weird-going-on-with-the-checki_36588/</link>
      <description>I'm not great with numbers but can handle a checking account with no problems as long as I actually stay on top of it. But there's something going on with our account right now that I simply don't understand. If I check it online or call the automated number, the balance will be $XXX.XX....</description>
      <pubDate>Thu, 13 Mar 2008 15:59:53 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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      <title>Nice little cha-ching today!</title>
      <link>http://pinchthatpenny.savingadvice.com/2008/03/11/nice-little-cha-ching-today_36494/</link>
      <description>My youngest son, the OTR truckdriver, is in town and since I was off Monday I decided to spend the afternoon with him. I picked him up around 1:00 and he treated me to a great lunch in Tyler at a Tex Mex joint called Cancun. I'd not eaten there before and it was a nice restaurant....</description>
      <pubDate>Tue, 11 Mar 2008 00:36:30 PST</pubDate>
	  <author>boydda@gmail.com (Denise)</author>
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