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Challenge update & my plan :o)

January 19th, 2008 at 04:11 am

I didn't spend $2.75 of the money I took to the laundrymat today so that goes in the challenge. So do the eighteen cents I found in a washer and the seven cents I found yesterday on the ground. In addition, I'm adding $3 for the three times we were out and about and I didn't get a snack or drink and $2 for two meatless meals the last day or so.

The new total is $60.83. Go me! I look forward to seeing what it is at the end of January!

Although I'd planned to, for two reasons I didn't get cash from the bank today to equal my challenge amount. One, I can't get money from the account until Tuesday and two, I think I'll spend it if it's lying around here.

I've thought about this quite a bit and have decided to open a savings account next week with the minimum deposit of $100. Whenever my challenge balance equals $100 I'll withdraw that from checking and put it in savings. I know I can do that. If I have cash in my pocket I want to spend it and if I have a debit card I want to use it. But when the money is in an account and I can look at the register and see the amount written there, I don't want to spend it. Why is that? I haven't a clue but that's how I am. And if the money in savings, that's a very strong signal to me that it isn't for playing.

On a related note, when we opened the new account this morning DH asked for a debit card for himself. I turned mine down and the banker lady looked at me like I had two heads. I don't want it, thank you! I think we'll have trouble if we both have debit cards. If he has one and gives me a cash allowance every week we'll be okay. I think. I just have to make sure to not take all my allowance with me when I go out...

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