DH and I both felt this class was more of a review than anything but we certainly enjoyed it. In general, it was about how couples can work together to manage their finances and teach their children to be responsible with money.

For me, one of the best parts was when one of Dave's daughters got on stage and talked about what it's like to be Dave Ramsey's kid. That she had saved $8,000 by the time she was 16 and her dad matched that to help her get a $16,000 car, paid for in cash, was pretty impressive.

Unfortunately, my kids are past that age and I missed those early years to teach them about money. I didn't know so I couldn't teach them. But I'm learning now and want them to have a better start in their marriage/relationship/adult life than I did so I plan to send both sons and their significant others to FPU. I think that's the least I can do to attempt to make up for being a bad example of financial responsibility. If only I'd known then what I know now...

And in other news, today's spending is $128. We spent $100 for our FPU course, $9 for laundry, and $19 for dinner out. We'd planned and budgeted for this dinner so there's no guilt here! And it was so nice to just take the money from the 'clothing and laundry' envelope this morning before I headed to work, knowing that it was there just for that and using it wasn't going to cause any kind of crisis...