<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > A new year, a new chance

A new year, a new chance

December 30th, 2006 at 01:24 am

Well, today is the 29th of December. We're two months behind on our mortgage payments and as of January 2 we'll be three months behind. We got a foreclosure notice today, saying that if we don't give the bank $810 plus attorney's fees, which will be about $200, by January 28 we lose the house.

So, this is my first entry in this blog. We need to come up with about $1100 in 30 days. We don't have much we can sell and our income is just not steady which is how we ended up in this boat to begin with.

I'm training for chacha and maybe that will help. No, I won't make the entire $1100 but if I can make even a couple hundred it will help. The training is slow for me, though, because the guide system is so backward and seems awkward.

Anyway, I'm also doing other things to make some money; writing articles for associatedcontent.com and a couple of other content sites, cutting back every where I can, cooking as frugally as I can considering that two of the four people I cook for are diabetic.

We'll get there. In the meantime, we have a well stocked pantry and don't need much in the way of food. We'll eat fine while we save every penny for the house payments.

And January 1 is Quit Day. We're going to quit smoking - again. We'd already decided that before we got the bank notice today as buying cigarettes (and smoking them!) is such a stupid and expensive thing!

So, if you happen to read this entry and you're a praying person, please keep us in your prayers.

The new year is about to begin and with it comes that wonderful chance we all get annually. Of course, in reality we have that chance every day, all day, all year long. But there's something about a new year that's just so exciting. It gives us the energy to try again, to make goals and then plan what we're going to do to meet them, to feel a refreshing sense of new.

So here's to all of us, those struggling and those not, those with plenty of money and those without. May we all find 2007 to be the best year ever.

Posted in | 3 Comments »

3 Responses to “A new year, a new chance”

  1. LuckyRobin Says:
    December 30th, 2006 at 04:54 am 1167454460
    1167454460

    Welcome to the blogs. You might want to post your expenses so that the eagle eyes here can perhaps give you some ideas of where to cut.

  2. tinapbeana Says:
    December 30th, 2006 at 03:54 pm 1167494066
    1167494066

    glad to have you here with us, denise! i just caught this post so i don't know if this will be helpful or not, but could you possibly get ahold of your tax paperwork early in january and file a rapid refund? i've never done it myself so i don't know what the turn around time is, but perhaps it is a possibility.

  3. denisentexas Says:
    December 30th, 2006 at 04:06 pm 1167494815
    1167494815

    We'll more than likely have a loss for 2006 so there's no refund to get. Great idea, though. Smile

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]