About Me

Denise

45, married with no kids at home and meeting the challenge of paying bills and saving. I work retail and my husband owns a new eyeglass repair shop. We have no current debt but do have old debt to handle. One thing at a time, one day at a time!

Words to remember: "The chief cause of failure and unhappiness is trading what we want most for what we want at the moment."

**********
2008 Goals
**********
Increase emergency fund to $2500
Quit smoking (Quit date January 31, so far so good)
Save ~~$25~~ half of each of my checks
Waste less
Eat more meatless meals

$20 Challenge balance as of April 14, 2008 = $335.98
1 old debt paid - $47.42

Happenings lately!

February 13th, 2008 at 06:24 am

Well, let's see. What's been going on in my life the last few days...

It's been 1 week, 6 days, 1 hour, 41 seconds since we smoked and we've saved $164.74. Yippeee!

We had our third FPU session and it was a good one. We went over the quickie budget, cash flow sheet, and the other forms Dave recommends. Since we have most of them completed already that class was more of a review than anything but it was great nonetheless. Even the things that are review for us help keep us motivated and the discussions that ensue between DH and I bring us closer and remind us that we're working together for a common goal. That's always a nice thing.

Oh, and I'm now a certified barista where I work. I needed a few days of actually making the drinks to get it all very firmly planted in my mind but I got those days and feel much more competent now. So yep, I'm officially certifiable...uhhhh, certified!

That's about it for the last few days. It's been quiet and we haven't spent a lot of money though we did have to make an unplanned trip to Louisiana yesterday. Fortunately, we had enough money for it so it didn't cause any financial stress. I'm off today and go back to work tomorrow so I'm cooking some things today to feed us the rest of the week.

Posted in Goals and Objectives, Just Life, Financial Peace University | 7 Comments »

7 Responses to “Happenings lately!”

ceejay74 Says:
February 13th, 2008 at 07:21 am

Congrats on all of the above! It's very inspiring to see you making all these positive steps (including getting more comfortable at your job) and I'm so happy for you.
scfr Says:
February 13th, 2008 at 09:33 am

Quote: "Fortunately, we had enough money for it so it didn't cause any financial stress."

Sounds like what Financial Peace should feel like!
Way to go!
Aleta Says:
February 13th, 2008 at 10:25 am

What a way to take charge of your life. You're doing great.
denisentexas Says:
February 14th, 2008 at 11:09 am

Thanks, y'all!

scfr, I agree - that's what financial peace should feel like. I don't recall many times in my life when I felt that. Now I feel it on a fairly regular basis. It isn't complete peace and we have a long way to go but we're getting there.
Aleta Says:
February 15th, 2008 at 08:00 am

Remember Denise, it's BABY STEPS
Aleta Says:
February 15th, 2008 at 08:03 am

Remember Denise, it's BABY STEPS. Sorry, I didn't get to finish. It's done in Baby steps so that you won't become totally overwhelmed in the whole process. Each step takes a while and is a process. The peace comes in when you do a 360' turn and start listening to those who have been there before. The support team is also extremely important because you start to see folks who have done what you want to do.
denisentexas Says:
February 15th, 2008 at 01:45 pm

Aleta, thanks for the baby steps reminder. I need to keep that in mind. I do tend to forget that!

Pennywise Meanderings

Money isn't everything but it rates right up there with oxygen...

Happenings lately!

7 Responses to “Happenings lately!”

Leave a Reply