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From almost no debt to massive debt in less than 90 days

January 20th, 2010 at 12:54 pm

or massive to us.

I haven't been around much because I got busy with work and other things. Then the man person ended up back in the hospital this past weekend. The stents that were put in back in November were 95% clogged so his interventionist put in medicated stents yesterday. The man should be out of the hospital this morning. I hope.

We have no clue how much this bill is going to be but my guess is it's going to be more than the last one. For one thing, he was in ER for 6 hours then in a room from Saturday evening to Monday waiting to see his physician. Then yesterday they finally put the stents in.

So, before November we had about $300 in debt and now we're probably well over $125,000 in debt. How discouraging. We can either ignore the bills or set up payment plans and I'm sure we'll go with payment plans but we'll probably die still owing on them.

The good news is the man person hasn't had a cigarette since Saturday and realizes this is the perfect time to quit. So, we're both going to quit. The money we save on smokes will help pay for the Plavix he's going to have to take for the next year to two years.

I'll post more later but that's where things stand with me right now.

Our 2009 Overall Picture

January 6th, 2010 at 09:21 pm

2009 wasn't a banner year for us but we did get rid of a substantial amount of debt. Unfortunately, we also incurred $52,000 in new debt.

Before the man person's health crisis in November, we had $2000 in debt. After the crisis, we have $54,000 in debt.

Assets equal approximately one third of the debt.

The good news is that we have no mortgage, no car payments, no credit card debt. Almost all of the debt is to the hospital and physician.

So much for 2009. I'm glad it's over and I have high hopes for 2010!

(Insert heavy sigh here)

Received itemized statement for the man's recent heart procedure = : {

December 23rd, 2009 at 07:46 pm

Jiminy Christmas! The itemized statement for the heart cath, stent placement, and slightly over 24 hour stay at the hospital is 4 pages long and that's with a small font! I haven't a clue how we're going to pay this bill. If we give them $200 a month it will take a little less than 19 years to pay off. *sigh* We can afford to send them that but anything we pay is going to eat into money we should be saving/investing for retirement. Grrr, just when we're starting to get ahead!

Damn you, life! Wink