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Today's goings on

January 28th, 2008 at 05:00 pm

This morning I paid the electric bill of $64.19 for the little house I still rent. The bill would have and should have been much lower but the neighbor who checked on the house and Bob the Cat for me recently was worried that Bob would get too cold so she kept the heater running most of the time. Now that the cat isn't there, there's no need to run the heater so the next bill should be somewhere around $20, give or take.

Since I'm off today I plan to go the laundrymat and to the bank to open the savings account. It figures that I'd open one when the interest rates are so low but I need to get the money out of my immediate reach and that's certainly one way to do it. Opening a savings account is one of my main goals for this month and the month is almost over so I need to get on the ball and just do it.

Tonight is the first night of Dave Ramsey's Financial Peace University class we're attending and I look forward to that. We didn't attend the orientation but since we listen to his show and have read TMMO I figure X amount of what's presented, including most of the orientation, will be review for us. I really am excited about going, though. Thanks for all the input about FPU. I believe it will be a worthy investment for us. By the way, someone asked if the cost is $100 per person or couple. The $100 is for a couple and it includes the kit and access to the paid areas of Dave's website, apparently.

I'll post updates on FPU now and then for others who might be interested in it.

Posted in Savings, Goals and Objectives, General Expenses, Just Life, Budget and Personal Finance Courses, Financial Peace University | 6 Comments »

6 Responses to “Today's goings on”

  1. thriftorama Says:
    January 28th, 2008 at 07:06 pm 1201547192
    1201547192

    Have you thought about opening an online savings account? They usually pay a lot more in interest.

  2. denisentexas Says:
    January 28th, 2008 at 07:14 pm 1201547649
    1201547649

    I have thought about it but am not sure I have enough money to do that. Don't they normally require a fairly large balance? Do you have one? What do you use?

  3. scfr Says:
    January 29th, 2008 at 01:08 am 1201568892
    1201568892

    Were you able to find a savings account with an opening bonus?

    I hope you enjoy FPU --- I sure I'm not the only one who will be interested hearing about it.

  4. thriftorama Says:
    January 29th, 2008 at 03:24 am 1201577054
    1201577054

    I used Emigrant direct. They only needed $1 to start the account, are FDIC insured, and are really easy to use.

  5. denisentexas Says:
    January 29th, 2008 at 03:36 am 1201577819
    1201577819

    Denise, thanks for letting me know about emigrant. I'll talk to DH about that in the morning and see what he says.

  6. nance Says:
    January 29th, 2008 at 07:00 pm 1201633211
    1201633211

    If you deposit $250.00 at ING they pay a bonus of $25.00. I'm not sure if you need a referral or not, but I'm sure anyone here would give you a referal.

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