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Home > Not a no spend day but a good day, nonetheless

Not a no spend day but a good day, nonetheless

February 19th, 2008 at 01:52 am

Today and tomorrow I'm off work but I got called in this morning to cashier. No problem, that's five more hours of pay for me. Yippeee! I talked to my man person during my break and he reminded me that we needed bread, milk and a few other things. I had no cash with me but did have one check so I used the check and when we made the deposit tonight I took that same amount from the food envelope and deposited it into the checking account. I'm trying very hard to stay within the confines of the budgeted food amount so that was the best thing to do.

DH had a good day today so he gave me the cash for his Yellow Pages ad and I'll deposit it tomorrow and send the check for that payment. It isn't outrageous, just $63 and he's already getting a response from the ad so that's a good thing. The bill payment isn't due until the 26th but here we are paying it a little early. Yaaaaaaaay!

After years of struggling with not only not enough money but no knowledge on budgeting, bill paying and saving money, being able to pay the bills on time or early and have money in the bank is a real blessing. You're all great support and I want to thank you! Smile

Posted in Savings, General Expenses, Envelope System | 6 Comments »

6 Responses to “Not a no spend day but a good day, nonetheless”

  1. reflectionite Says:
    February 19th, 2008 at 02:34 am 1203388448
    1203388448

    it is good to be strict and transfer the money over like you did. i find it's the easiest way myself as well. i have a separate account which i deposit a portion of 'bill money' in each week. (it's the total cost of all my bills for a year divided by 52). then whenever i pay a bill i usually pay by credit card and then transfer the money at the end of the month from my bill account. Smile it's complicated, but it works!

  2. denisentexas Says:
    February 19th, 2008 at 02:48 am 1203389281
    1203389281

    Well, we're certain that being strict is what will help us stay even and get ahead. Your way does sound complicated but if it works for you, that's great! Smile

  3. Ima saver Says:
    February 19th, 2008 at 02:18 pm 1203430719
    1203430719

    You are doing well!! Keep up the good work!!

  4. nance Says:
    February 19th, 2008 at 04:04 pm 1203437071
    1203437071

    Isn't it funny how paying bills can become almost enjoyable, when you have the money. It is a great feeling.
    You don't have to dread getting bills any more, because you know you are in control.
    Good going!

  5. denisentexas Says:
    February 19th, 2008 at 05:29 pm 1203442196
    1203442196

    Nance, I never realized bills could be anything but stressful to pay. For the first time in my life (except for my brief time living alone recently) paying bills has been such a source of stress and even agony. To have the money to pay them and actually pay them early and still have money left (even if it isn't a large amount left) is such a relief!

    Having control of the money is something that's new to me. But I love it!

  6. carol Says:
    February 23rd, 2008 at 10:30 pm 1203805817
    1203805817

    great denise, i,ve been using the envelope system for years and it keeps me on track of all my bills,and my parents always did there budget the same way and never got into debt the money is always there when that bill comes in and thats a great feeling.

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