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What kind of challenges with tangible outcome do you give yourself?

December 14th, 2011 at 07:29 am

I see some of you are still doing the $20 challenge. I never did quite figure that one out. What I mean is I couldn't figure out what the $20 meant, exactly, since some of you are waaaaay over $20 nor could I figure out just what you did with the challenge money. I like the idea of challenging myself, though, and here's where I need your help.

I can easily challenge myself to cook and eat at home, take lunch and snacks to work, and have no/low spend days. I might not succeed every time but I generally do or at least the challenge leads to improvement and progress is progress! But those things don't generally lead to anything tangible for me. What I mean is this - I might not spend $10 eating out on a given day but I more than likely will spend that $10 on something else. Probably not that day but another. That doesn't get me anywhere, you know?

So my question to all of you is this: what kind of challenges with tangible outcome do you give yourself?

Posted in Goals and Objectives | 4 Comments »

4 Responses to “What kind of challenges with tangible outcome do you give yourself?”

  1. creditcardfree Says:
    December 14th, 2011 at 01:57 pm 1323871038
    1323871038

    I don't have daily goals, but I have done an Ebay Challenge where my goal was to earn $100 per month on ebay for a year. It was an average. I did this for two years. Less stuff, more cash!

    Of course, I've had goals to pay down debt and to save for retirement or increase our emergency fund. All with tangible outcomes.

  2. DeniseNTexas Says:
    December 14th, 2011 at 02:02 pm 1323871339
    1323871339

    Hmm, I like the ebay challenge idea. I don't really have any stuff to get rid of, though. Well, maybe a small amount. Wink When the ex and I split, I took very little with me - just the most personal stuff. I started over with pretty much nothing and have made sure to keep my place clutter free and surround myself with stuff I love. I'm giving all this serious thought, though. Thanks for your input. I appreciate it!

  3. Mary Ann Says:
    December 14th, 2011 at 02:38 pm 1323873491
    1323873491

    Hi, I kind of think the "$20. Challenge" can mean different things to different people! I think you make your own rules too!

    I am going to try my own "$20 Callenge" First off, as of Jan. 1, I will no longer have trash service. It has gone up to $32.00 each month and I decided that is too much for me. Insead, I am going to recycle everything! So, each month I am going to put that $32.00 that I would have paid for trash service in my "$20. Challenge" savings account.

  4. DeniseNTexas Says:
    December 14th, 2011 at 02:47 pm 1323874052
    1323874052

    Mary Ann, okay I see what you mean! I like the trash service idea but don't have trash service. I'm trying to figure out what I can do away with that will free up some money for something like that.

    I have a cell phone that's under contract and although I'm not going to renew it I have it for now. I have cable internet and TV and have considered giving up the TV since there is now so much to watch online. I also have Netflix, both DVDs and streaming, but I use that quite a lot. Other than those things, everything I have is a utility like water and electricity. Oh wait, I also have a subscription to a site I no longer use. I can cancel that for about $15 a month but it won't take effect until February. Thinking, thinking....

    Thanks for the things to think about. Smile

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