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Viewing the 'Quitting Smoking' Category
February 4th, 2012 at 01:56 pm
I haven't posted in a bit. I've been pretty busy with work, though. It's going great now that the wild and crazy season is behind us. This week I was only scheduled for 22 hours, though, which isn't enough. My boss wrote me in for four more hours then another 14 hours. That put me at 40, which is what I'd hoped for. Unfortunately, Wednesday I woke up with a sore throat and by Friday I was sicker than a dog. I went in anyway but they sent me home after two hours. So much for that 8 hour day on my pay! I work today, though, for six hours and I hope they let me stay the entire time as 32 hours are definitely better than 26. The month of February is historically slow so the hours will be slim and I'll be grateful for any and all I get!
I'm doing well without cable TV. The fact that I still pick up TNT, CNN (a little snowy but quite viewable), and a few others helps. Not sure how I'm still getting them but I'm glad I do. I don't watch much TV, though, and when I do it's usually a Law & Order episode I've streamed via Netflix on my PS3.
I'm very tired of my too large cell phone bill and want to go back to a prepaid phone. I'm just about at the point of paying the $200 to get out of the contract. I have a Straight Talk phone I bought months ago when I was having issues with Verizon's service. I used it for a month and it's now inactive. I can port my current Verizon number to it but it's not an easy phone to txt with and since I do txt a bit I need to be able to do that easily. So, perhaps I need to find another Straight Talk phone that's a little easier to txt with. The biggest problem with Straight Talk, though, is that it doesn't seem to work that well when I travel to Austin. Of course, I only do that once or twice a year but it's a five hour drive and I take some back roads and a working cell phone is a thing of beauty on those drives! I'd hate to have car trouble on one of those back roads and have no cell phone. Hmm, what a quandary.
I haven't been out to eat in awhile. Quite awhile. I'm still spending more than what I like on groceries but a lot less than what I was on eating out so that's a good thing.
Today is Day 50 of not smoking! Yes, I haven't had a single cigarette or puff from one for 50 days today. I've saved about $425 by not smoking, too! That's nothing to sneeze (or cough) at.
Posted in
General Expenses,
Quitting Smoking,
Ramblings
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4 Comments »
January 19th, 2012 at 10:33 am
34 days without a cigarette and I'm $289 dollars richer! Sort of. Actually, I don't know how on earth I managed to afford cigarettes since I can't imagine having spent $289 in the last 4 weeks. I don't have it to spend so how did I do it? Misplaced priorities, no doubt. Oh well, I'm working on that slowly but surely and at least I'm not blowing money on smokes anymore.
I haven't heard from the management at the kitchen store where I applied for a part time job. Hopefully they'll get in touch with me soon. It would be great to earn another hundred or so a week.
I haven't spent much money the last few days. I've been taking my meal to work with me and haven't gone anywhere or done anything spendy. I do have to go to the grocery store this morning for a couple of things but shouldn't spend much at all.
All in all it's been very quiet and very non-expensive since Saturday. Gotta love that!
Posted in
Daily Spending,
Quitting Smoking
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10 Comments »
January 10th, 2012 at 11:45 pm
Today is Day 25 smoke free. I've not spent $212 for cigarettes and I feel great! I'm sleeping better and surely smell better. I've finished my main wall washing project but every two or three days I wash another wall. I do this to keep the place smelling fresh and to remind myself why I had to wash the walls to begin with. I suppose it's a form of doing penance.
And I'm very excited that today has been another No Spend Day and a No Leftover Day! Why? Because to have two NSDs in a week, much less in a row like yesterday and today, and to have a refrigerator with no leftovers, not because I threw them out but because I've cooked less and eaten any leftovers, show that my focus and hard work are starting to pay off.
For some people, having a NSD might not be a big deal but to me it's almost monumental. Not necessarily because I overspend on big things or a lot of things but because it's been my habit to spend small amounts almost every day. You know, I get a drink or two while at work, maybe a quick breakfast, and perhaps an inexpensive lunch because I forgot to take mine. And while I don't spend much when I do that, perhaps $8 or $9 for the day, it adds up. If I do that three days a week, I've blown $24 to $27! Over a month, that's enough to pay my electric and water bills and buy some groceries.
So, I see this week as evidence that what I'm doing is working. I have a long way to go until NSDs come easily and seem natural to me but I'm closer today than I was yesterday. And that's what it's all about.
Posted in
Quitting Smoking,
No Spend Days
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7 Comments »
January 6th, 2012 at 11:59 am
So yesterday I finally had a NSD! I didn't even leave the apartment except to go out on the patio to enjoy the absolutely stunningly beautiful weather we had! I just checked my calendar and I have no bills due today. I don't need gas in the vehicle, don't need to get groceries, and if I can refrain from buying anything at work, I can get another NSD. That would be fun.
Here it is the 6th of January and I have one little dollar bill for the $1 bill challenge. *sigh* I've been staying out of stores, don't stop for cigarettes anymore, etc so I haven't had need for any bills, I guess.
But hey, today makes three weeks since I've bought/smoked a cigarette! That's equal to $178 not spent on those things and that's a neat way to end my week!
Interesting that although I canceled the cable TV service a couple of days ago it's still working. I'm not watching it, though. I figure I need to get used to not having it so I just leave it off, flipping it on in the morning to see if it's still working. It is as of an hour or so ago. The change was supposed to be effective immediately but I don't know much about this stuff so I'll let it go a few days to see what happens.
The mexican stew and king ranch chicken in my fridge are going to work with me today and I hope both containers are empty when I clock out! I have the feeling they will be. I just have to come up with ideas to keep me from cooking when I have a fridge full of leftovers to eat.
That's about it for yesterday and this morning. Nothing too exciting other than the Quit.
Posted in
Quitting Smoking,
No Spend Days
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5 Comments »
January 4th, 2012 at 12:42 pm
162 pennies in the jar. Absolutely beautiful.
Posted in
Quitting Smoking
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5 Comments »
January 4th, 2012 at 01:34 am
The complex office was closed today so I didn't pay the rent or water but will do that in the morning. Before work today I bought an iced coffee and a small tube of hand lotion to keep in my apron pocket. The total was less than $3, so it wasn't a no spend day but it was a very looooow spend day.
The mexican stew I took to work was very well received. My boss ate some on her lunch break and the rest was scarfed up by a young man who seems to always be broke and hungry!
I called Geico and it turns out I have comprehensive, collision, roadside service and a couple other things on that policy (I'd forgotten) which explains the rate difference. I checked to see how much 6 months would be if I do away with those things and it's still about $70 more than the Progressive quote. Since the vehicle is a 2002 and paid for, carrying those things on it probably doesn't make much sense anymore. I'm going to call a local independent agent to get a few more quotes before I make a decision on what to do but it looks like I'll change auto insurance companies unless Geico gets on the ball.
Tonight's dinner was the last of the chicken and noodles. It was delicious and knowing that food won't end up in the trash made it tastier. Right now I have the last of the frozen meatballs from Target warming. They'll be packed, along with a little bit of brown gravy and steamed squash, for my work lunch tomorrow. Thanks to CCraw for the idea on a way to make the meatballs more palatable.
I guess that's about it for today. Oh yes, today is Day 18 of not smoking and I feel great!
Posted in
Daily Spending,
Quitting Smoking
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3 Comments »
January 2nd, 2012 at 11:06 pm
So today is my 17th day of not smoking. 144 pennies in the jar, each penny representing $1 not spent on cigarettes since December 16th, the day I quit. Pretty impressive, I think! I've had very few cravings for a cigarette and although I've had some rough moments it's been much easier than I anticipated. I'm not sure why that is but it is. I'm happy about it, though!
I think I might be sick with a bug so I've been resting on the couch all afternoon. I know I have to eat something, though, so I have 4 chicken thighs boiling and will use the meat for chicken and noodles, complete with homemade noodles. I have just a few store bought noodles so I made a tiny batch of homemade herb noodles to add to them. I really don't eat noodles often at all but gosh, I love them, and the homemade kind is the best!
Noodles aren't hard to make and they're absolutely delicious! I generally put some kind of fresh herb in them but cheese is fantastic, too. Try this, play with it, and make it your own.
Homemade Noodles
1 egg, beaten
1/2 tsp salt
2 Tbsp milk
1 cup flour (I generally use a combination of soy and whole wheat flours)
Mix egg, salt and milk. Add enough flour to make stiff dough. Roll thin, let stand 20 minutes. Roll up and slice 1/8 inch thick. Spread to dry for about 2 hours. Drop in boiling broth and cook 10 minutes.
And that's it! Nothing to it, really, and they're so much tastier than the kind you buy. If you try this recipe, let me know how it works for you.
Tomorrow I pay rent and the water bill but that should be it for the day's spending. I have a special work project Wednesday and it involves spending money so that won't be a no spend day. Darn it! Perhaps Thursday! It seems as though finding those no spend days just gets harder and harder.
Posted in
Cooking and Recipes,
Quitting Smoking,
No Spend Days
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4 Comments »
December 30th, 2011 at 05:14 pm
It's absolutely incredible. I love it. It was $75, more than I normally spend on good smellin' stuff but as a reward for two weeks of not smoking, it's perfect! I won't reward myself like this often but wow, just wow.
Posted in
Quitting Smoking
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10 Comments »
December 30th, 2011 at 02:55 pm
Look, you can't see the bottom of the jar now!
It's been 14 days since I've had a cigarette. I haven't cheated, haven't bummed one off someone, I simply haven't had the taste of a cigarette though a few nights ago I came close and could have smoked one. I was sorely tempted, too, but I got through it.
There are 119 pennies in my jar and later today $119 will be transferred from my checking to savings account. I've decided to split the money I don't spend on buying cigarettes. Half of it will go to a local charitable organization I've found that needs it and the other half will be saved to take myself on a cruise. I think it's fair to give away at least half the money I'd normally waste. Also, I've wanted some Flower Bomb perfume for well over a year now (and I can't even tell you how much I want it!) but it's way out of my price range and I think I might take some of the money I haven't blown on cigarettes and buy myself a tiny bottle of that before I start saving for a cruise.
I feel great. I'm sleeping better (not remembering any dreams again), have no coughing, my mood has stabilized, and I certainly smell better! I haven't gained weight...yet. I have to really keep an eye on that. All in all, it's going beautifully.
Today I must pay my rent and water bill. The electric bill isn't due for two weeks and since I need to put my not smoking money into savings I'll pay it on the next pay day. I have to prioritize that not smoking money because if I don't, I'll blow it on something stupid!
Before I head to work today I'm going to re-work my irregular income planning sheet, too. It needs to have a few changes made to it.
Anyway, Happy New Year to me. And you!
Posted in
Savings,
Daily Spending,
Quitting Smoking
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4 Comments »
December 26th, 2011 at 12:00 pm
10 days, 76 pennies, and counting. Yesterday held a bit of temptation as I went outside with my sisters a couple of times when they smoked. I couldn't stay out long because I was feeling a little stressed, a cigarette would have been awesome (for about 15 seconds) ,and they'd have given me one if I begged enough. I didn't cave, though. I went back inside and got busy doing something.
76 pennies are in the jar (it doesn't look like so many but trust me, it is), each one representing $1 I haven't spent on cigarettes.
Go, me.
Posted in
Quitting Smoking
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10 Comments »
December 23rd, 2011 at 12:46 pm
Today makes 1 week since I've bought or had a cigarette. Whew! I've survived the first week! However, I know from past experience that I can never let my guard down. Not a month from now, not a year from now, not ever. And that part is a little tough to deal with. Meh, it is what it is, though.
Here's my Not Smoking jar this morning. It has 59 pennies in it! It's absolutely ridiculous that I've spent $60 a week, give or take, on cigarettes for however long! Oh well, moving on is the ticket, right? Next Friday I should be able to move about $120 from checking to savings. Not bad for two weeks of not smoking!
Anyway, I was off yesterday, am off today, and close tomorrow. I haven't spent much money at all in the last three days and that's a very good thing, indeed.
Today I have to run to the dollar store for eggs and more cleaner for the walls. Other than that I shouldn't have any spending. I love these no/low spend days.
Posted in
Daily Spending,
Quitting Smoking
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7 Comments »
December 21st, 2011 at 02:23 am
I remembered to take my lunch and snacks to work today but forgot my breakfast so I spent $2.42 for a breakfast burrito and after I got off I bought a Trenta Iced Coffee for $3.40. That's all I've spent today. I imagine the folks at the place where I got my cigarettes are wondering if I'm sick or dead or what as they're accustomed to me stopping by every couple of days! Meh.
After I got home I cleaned some more of the walls. I'm almost finished with the bathroom and kitchen. Wow, it's amazing just how disgusting smoking makes them! I'm using hot water and some great smelling variety of Mr. Clean with Febreeze and it really makes a huge difference in how the walls look and how the entire place smells! I know from past experience that in a few weeks, with more cleaning and no smoking in here, it will smell almost as though it was never smoked in. Almost. I'll be content with that.
Next on the list is washing every fabric item in the place. I'm taking my time doing all this. No need to rush but the sooner it gets done, the better off I'll be!
Posted in
Daily Spending,
Quitting Smoking
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3 Comments »
December 20th, 2011 at 12:48 pm
As of right now, I've not spent somewhere around $34.00 on cigarettes. It's hard to say exactly how much I've not spent since my smoking habits varied so much day to day, hour to hour, and stress to stress, but it's certain that I've not spent anything at all on cigarettes since I bought them on Tuesday last, two packs for $9.50. Not only have I not spent any money on them, I haven't bummed a cigarette from anyone, either. So, I've not smoked at all since around 1 PM Friday.
It really doesn't seem to bother me much, the not smoking. Yes, I think of smoking now and then but I wouldn't say I often truly crave a cigarette. Part of that might be that work is keeping me so busy I just don't have much time when I'm there to think about it. But I think most of it is the use of the Nicotine patch.
I'm not getting anywhere near the nicotine I did by smoking yet I seem content with things so far. When I quit for almost a year, I used the patch for only 2 weeks then stopped and was fine. For a year. I've decided to use the patch longer this time, most likely according to the directions, which is 10 weeks and three steps.
In preparation for that, I bought a box of 14 Step 1 patches yesterday for about $20. I'll stay on Step 1 for 6 weeks then go to Step 2 and we'll see how it's going.
So far, I'm fine, though. A little edgy at times, a little snappy with folks once in awhile but not a rip roarin' B*$#@. Yet.
In addition to the patches I bought yesterday I spent $36 on a prescription and that's it for the day's spending.
I work a long shift today and am taking breakfast, lunch, and snacks.
Posted in
Daily Spending,
Quitting Smoking
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4 Comments »
December 19th, 2011 at 02:48 pm
LuckyRobin had a good suggestion for a visual reminder of how much money I haven't spent on cigarettes. I have a pretty glass container from Ikea (heart pound!) and right now it has one penny for each dollar I haven't spent on cigarettes.
One of my sisters has some pretty stones she's bringing me this weekend and when I get those I'll replace the pennies with stones but for now, this is awesome!
Oh yes, I realized the widget I have isn't calculating correctly so I'll just keep track mentally of the money I haven't spent on cigarettes. As of right now it's $25!!!
Here are a couple of observations on the days since quitting smoking:
I no longer feel the need to get to work 30 to 45 minutes early to make sure I have time for that last smoke or two or three or....
When I'm at work if I don't get a break, it isn't quite as big a deal as it used to be. Yes, I should still get them and I need them so I can sit down, have a snack, etc. but the need to smoke is gone so it isn't quite so important.
Very interesting....
Posted in
Quitting Smoking,
Money Wasters
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4 Comments »
December 19th, 2011 at 05:26 am
I was scheduled to work a pretty long shift today but this evening the place was very, very slow so I got to leave an hour and a half early. On the one hand, I like that because I was tired and ready to go but on the other hand those are hours I won't be paid for!
It's now been 58 hours since I've had a cigarette and I estimate I've saved a little over $17 at this point!
I mentioned in another entry that I'd love to have a visual reminder of the money I haven't spent on cigarettes and LuckyRobin made this suggestion:
"If you want a visual reminder try something like using an old mayonaise jar and for every dollar you save put in something like a marble. If you don't have marbles, something cheap like beans or unpopped popcorn kernals. You'll be able to see your daily progress as the jar fills without running to the bank for money."
I just love this idea! Isn't it great?
After work tonight I did a little shopping for a few things I really needed. I spent $18.40 but should be good for a few days. I'm pooped and headed to bed. I hope you all have a marvelous and productive Monday.
Posted in
Daily Spending,
Quitting Smoking
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2 Comments »
December 18th, 2011 at 01:22 pm
So I went to my friend's house last night. We had roasted chicken, broccoli, and macaroni & cheese. I usually don't eat macaroni & cheese because of the carb count but I was starved and decided to have a small amount. I bolused for it and it was delicious, even if it was just the boxed stuff.
After dinner we watched the football game. My friend went to his den and smoked a cigarette but I wasn't at all tempted to follow. I was too into the game at that point and wasn't about to miss even a few seconds. It appears that the Cowboys might have broken their December 'curse' but time will tell about that, huh?
This morning I put a widget on my dashboard. It's just a little no smoking sign that shows how long it's been since I've had a cigarette and how much money I haven't spent on cigarettes. It's nice to have it there if I need a little resolve booster. I also started washing the walls. What a job that is! It really does help to get rid of the cigarette smell, though, and I have a Scentsy burner going with Hazelnut Latte in it. It smells so good and does a decent job of masking the cigarette odor.
Anyway, so far so good. I figure I've not spent somewhere between $9 and $13 on cigarettes since Friday. It's hard to know just how much I haven't spent since some days I'd smoke less than a pack and other days I'd smoke two or more. In light of that, I estimate that I've not spent $12 on cigarettes! Because I used my debit card for cigarettes and putting the money not spent on those in a jar would mean a trip to the bank to get the money out, I'm going to just keep a running tab and next Friday I'll transfer that amount from checking to savings. If someone has a better idea, I'd love to know it. I'd really like some kind of visual reminder but going to the bank every couple of days to get cash for a jar seems a little counterproductive to me.
I work tonight and need to get busy now coming up with something to take for my meal. I'm thinking leftover cornish hen will make great chicken salad to have with some fresh vegetables and dip.
Posted in
Savings,
Quitting Smoking
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4 Comments »
December 17th, 2011 at 11:08 pm
No, that isn't my age though don't I wish it was? It's also not the number of thousands of dollars I have in savings!
It is, however, the number of hours I've gone without a cigarette!
I was so very tempted to buy a pack this afternoon on the way home from my very long and very, very busy day. I thought, "Well, I can smoke one or two then stop" but I know myself. If I buy a pack, I'll feel guilty for 'wasting' them and I'll smoke them all. Then I'll buy another pack. I'm better off simply not going there. No matter how much stress I'm under or how good one sounds at the moment.
I took my lunch and enjoyed it and didn't even really want a cigarette after eating. The day was so busy and stressful that I did break down and give into temptation eventually. I bought a Trenta iced coffee with plenty of cream after my shift was over. I spent $3.40 on that and part of me really didn't want to spend the money but the biggest part of me desperately wanted that iced coffee!
I work again tomorrow and have decided I'll not buy coffee, tea, or anything else at work. I'll be happy with my lunch and diet pepsi or water.
But yeah, 28 hours without a cigarette. Yaaaay me!
And although I'm beat, a friend has asked me over for dinner and the Cowboys game, I said I'd go, and I'm going. He smokes occasionally so this might be a bit of a temptation but we'll see how it goes.
Thank you for the continued good thoughts and support. I very much appreciate y'all!
Posted in
Daily Spending,
Quitting Smoking
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7 Comments »
December 17th, 2011 at 05:16 am
I forgot to take my check book to Target so I couldn't pay the $84 on the Visa that I'd used to pay for my Novolog. I put the check book in my purse so I'll remember to do that tomorrow. I did take my lunch to work and didn't buy a single drink during my shift today.
To top that off, I didn't stop anywhere for cigarettes on the way in or on the way home and am now eating the garlic chicken I prepared and am about to go to bed since I have to get up at 5 AM.
My lunch and snacks for tomorrow are packed and I'm determined to not smoke tomorrow.
One day at a time.
Posted in
Daily Spending,
Quitting Smoking
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5 Comments »
December 16th, 2011 at 07:56 pm
Holy cow. I bought a box of patches a few weeks ago, thinking I'd quit smoking. I didn't quit. Well, I was sitting here a few minutes ago and realized I'd just run out of cigarettes. Strangely enough, my first inclination wasn't to run to the store for more but to dig out the box of patches and put one on. I did that. So, I guess I'm going to quit smoking. Again.
I've been down this road a couple of times and "quit" once for almost a year. Starting again was one of the more stupid moves in my life. Meh.
But I spend entirely too much on cigarettes. Hell, $.01 is too much, right? But the amount of money I spend on them per month is enough to pay my electric bill, cable bill, and water bill! Or almost half my rent. Enough is enough!
So here's to smoking cessation. Again. Keep me in your thoughts, please!
Posted in
Quitting Smoking
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7 Comments »
January 20th, 2010 at 12:54 pm
or massive to us.
I haven't been around much because I got busy with work and other things. Then the man person ended up back in the hospital this past weekend. The stents that were put in back in November were 95% clogged so his interventionist put in medicated stents yesterday. The man should be out of the hospital this morning. I hope.
We have no clue how much this bill is going to be but my guess is it's going to be more than the last one. For one thing, he was in ER for 6 hours then in a room from Saturday evening to Monday waiting to see his physician. Then yesterday they finally put the stents in.
So, before November we had about $300 in debt and now we're probably well over $125,000 in debt. How discouraging. We can either ignore the bills or set up payment plans and I'm sure we'll go with payment plans but we'll probably die still owing on them.
The good news is the man person hasn't had a cigarette since Saturday and realizes this is the perfect time to quit. So, we're both going to quit. The money we save on smokes will help pay for the Plavix he's going to have to take for the next year to two years.
I'll post more later but that's where things stand with me right now.
Posted in
Quitting Smoking,
Life Got in the Way!,
New Debt
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6 Comments »
February 16th, 2008 at 01:18 am
Today was payday and my Direct Deposit is now in action so my pay was in the account early this morning. Nice! And although I worked only a few hours one of the two weeks in this pay period, my pay was about $100 more than I expected. Also nice! But a powerful testimony of my poor skills with numbers.
I made enough to fund the grocery, laundry, and entertainment envelopes for the next two weeks and the remainder, small as it is, goes to savings. DH will have to fund the gas envelope but that shouldn't be any kind of burden.
DH and I went out for Mexican food tonight. We still had the original $25 we'd budgeted for 'entertainment' and decided to use it for a meal out. We had a nice time with no guilt feelings.
I just love paydays! I feel a little bit of power on these days and even though short lived, it's a great feeling.
Most of our bills are paid for this month. We do need to pay the storage bill and the Yellow Pages bill but have a little time until those are due. We have most of the money for March rent and are working on saving for March utilities even though it's still February.
Have I mentioned how much I love the envelope system? It's been amazingly successful for us!
On the smoking cessation front, it's been 2 weeks, 1 day, 12 hours, and 31 seconds. We've saved $192.84!! Go us!
Posted in
Savings,
Quitting Smoking,
Envelope System
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3 Comments »
February 9th, 2008 at 04:52 am
We started on February 1st using Dave Ramsey's envelope system for our personal expenses of food, gas, clothing/laundry, and entertainment expenses. And so far we're doing very well. We'd budgeted $86 for food for 14 days and we're at $108.22 only 8 days into the month. Interestingly enough, that's about the amount we haven't spent by not smoking, which right now is $108.19. Ha!
We've definitely spent more than we'd budgeted. However, we still have $24 in the food envelope. The difference between the $108.22 and the amount we've spent from the envelope, $46 and some change, came from a combination of our personal spending money and entertainment money. A little over $24 of that was actually for nicotine patches rather than food so it isn't quite so bad as it looks. But I include it all in food here because I'm lazy. For you purists, I have it all properly broken down in my spreadsheet, though.
This month we're trying to spend as little as we can for most things. We're hot and heavy on the trail of an increased emergency fund and paying the bills! In light of that, we're using quite a bit of food from our pantry and eating meals like slow cooked beans, rice with a little chicken gravy and tossed salad, homemade taquitos, chili, etc. We have a beef roast, some ground beef, and several big hens in the freezer but I'm cooking with less meat for health and wealth. So rice, beans, small amounts of meat and lots of vegetables are the way to go this month!
So here's what we've spent so far:
Business rent, utilities, advertising, etc., $1000
Food, $108.22 This includes spending for groceries, eating out, snacks and drinks at work, and cat food
Gas, $49 (budgeted $86 for two weeks - will be re-funded on the 15th)
$100 for Financial Peace University
$35 to oldest stepson (we'll more than likely do this every week or couple of weeks for awhile so I might create a new envelope for it)
$60 supplies for office (not something we buy monthly - we usually don't spend even $5 on office supplies in a month)
$15 personal (budgeted $20 each for two weeks - will be re-funded on the 15th)
$7 laundry and $11 for a work shirt for me (budgeted $21 for two weeks - will be re-funded on the 15th and will have to increase that amount a little I think though I don't buy any kind of clothing every month much less every two weeks)
So far, so good. We have bills due again starting in a few days but we have most of the money for those and will have the rest by their due date, I think.
All in all, Financial Peace University and the envelope system are really helping us. And it's great to know the bills are paid..or almost paid!
Posted in
Grocery Spending,
Goals and Objectives,
General Expenses,
Quitting Smoking,
Envelope System,
Financial Peace University
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1 Comments »
February 9th, 2008 at 12:12 am
In the 1 week, 1 day, 11 hours, 10 minutes, and however many seconds since we quit smoking we've saved over $105! And we've only spent $24 and some change on patches so that's a nice savings, indeed! DH will need more patches on Monday but he wants me to get Step 2 rather than Step 1.
Now, if I actually had $105.88 lying around I'd add it to my challenge money!
Posted in
Savings,
Quitting Smoking
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6 Comments »
February 8th, 2008 at 03:06 am
That's how long its been since I've smoked. DH has had a few butts here and there but certainly isn't what I'd call 'smoking'.
In the process of going a little over a week without buying cigarettes, we've saved....
drum roll, please....
$94.71!
I'll say it again - no wonder we never managed to pay bills on time and seemed to never have money. Our money was going for cigarettes. Ugh!
Posted in
Quitting Smoking
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1 Comments »
February 4th, 2008 at 01:48 pm
In response to my last entry, Text is Tweaking our budget and envelope system and Link is http://pinchthatpenny.savingadvice.com/2008/02/03/tweaking-our-budget-and-envelope-system_35098/ Tweaking our budget and envelope system, compulsive debtor suggested keeping track of every cent we spend for a month to help us come up with an allowance amount for each of us. We're doing that and it's helping us tremendously. We've done it before but even though it made a difference in our relationship with money, it didn't cause lasting changes and that's what we must have. However, I think we're in the process of making some of those changes now. So, keeping track of all money spent is going on and will continue to go on for awhile. And I think that very soon we'll have a pretty firm hand on what our allowance amounts need to be.
I just checked our quitmeter and it said this:
4 days, 10 minutes, 32 seconds since the last cigarette and $45.48 saved!
Wooohooo! Every now and then I get hit by a craving for a smoke but it happens rarely and when it does I just find something else to do to occupy my mind and hands. That seems to help. DH on the other hand is having a much harder time. He's doing very well but it's a struggle for him. He's smoked a long time and smoked about twice what I did and this is just extremely difficult for him. But I'm so proud of him for wanting to quit and working so hard to quit!
Tonight is our second FPU class. I'm looking forward to it and will more than likely post an entry about it tonight or tomorrow. I'm amazed at how much just one class has helped us and am eager to see what other progress is in store!
Posted in
Quitting Smoking,
Financial Peace University
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1 Comments »
February 3rd, 2008 at 02:47 am
Wooohooo! That's how long its been since I've smoked! DH has cheated a little but all in all he's doing beautifully.
We've not smoked 155 cigarettes and we've saved.. drum roll, please.....
$30.07!
::and the crowd goes wild!::
Posted in
Savings,
Goals and Objectives,
Quitting Smoking
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8 Comments »
February 3rd, 2008 at 12:04 am
That's our spending for yesterday and today. That includes $10.59 for food at Wal-Mart, $2.24 for a hot dog and drink for me at work, $1 for coffee for me at work, gas in our truck, and $35 for my oldest stepson. The hot dog and drinks for me at work should come out of the food money since that $87 is for groceries and eating out so I removed $3.25 from the food envelope and slipped it into the savings envelope. I'm not sure if I should have just kept it for myself since I used my money to buy the things at work but I decided to just put that money in savings. That seemed fair to me.
$66.07 seems like a lot of spending for two days but we didn't spend $28.71 on cigarettes in the last two days and that's a very good thing.
DH confessed that he found a couple of butts and has smoked them but he's an adult and I can't prevent that. As for me, I haven't had a smoke or even touched a cigarette since we quit the morning of January 31. I know myself. I can't smoke one, not even one little drag, or I'll be off and running again.
My patch came off at work last night and I haven't replaced it. I'm fine without it. Oh yeah, now and then I think about smoking but it's when I have nothing to do, which isn't often. And even when I think about it it's a fleeting thought. For some reason I don't experience the physical agony and such that so many people do. But that doesn't change the fact that I love to smoke and am addicted. Or that I have to avoid only one cigarette...the next one.
I so very much wanted to go out to eat tonight. Instead, I grabbed a container of store bought barbecued shredded beef from the freezer and nuked it and we had bbq sandwiches. I'd also put some wings in the slow cooker this morning and DH had drained them a few times for me. When I got home from work I drained them again and covered them with Country Bob's Sauce, let them cook about an hour more and we had those with the sandwiches. Not as tasty as mexican food would have been but certainly much cheaper!
And now I want a cigarette. Oh yes, I do want one. I won't have one but I want one!
Posted in
Savings,
Goals and Objectives,
Cooking and Recipes,
Daily Spending,
Quitting Smoking,
Progress on Goals
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3 Comments »
February 2nd, 2008 at 05:37 am
Since either DH or I had a cigarette. Cigarettes not smoked - 125. Money saved - $14.06. Not bad, not bad at all.
Posted in
Quitting Smoking
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21 Comments »
January 31st, 2008 at 09:44 pm
Since DH and I had a cigarette. He's having a pretty rough go of it but I'm doing okay for the most part. I keep thinking, "Hmm, I think I'll go outside for a smoke.." then realize that I can't/won't. One end of the straw I have is chewed up, though. Ha! And I'm trying not to eat everything in sight...
Posted in
Quitting Smoking
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5 Comments »
January 31st, 2008 at 01:59 pm
This is Day 1 of what DH and I call "The Quit". Before I got up, he'd made and eaten his breakfast so when I got up I made a cup of coffee, sipped a little of it, checked email, then cut his hair for him. Rather than have that "man losing his hair but not admitting it" thing going on he keeps it cut very short all over. I like it but then, I think bald is sexy. I do! Yul Brynner was one of the sexiest men in my opinion. And while DH has much more hair than shaved Yul, I can only hope he is someday totally bald! So yes, I cut his hair for him and that's always a nice savings.
I also shaved a spot on his back for his nicotine patch and placed it on for him. It isn't sticking too well but it's there. I might have to use some medical tape to keep it on. Mine is on my left arm. And we're each in possession of a small piece of straw. It gives us something to hold in our hands and in our mouths. It really does help with the physical habits acquired during years of smoking.
So far, so good. We aren't yelling, snapping or biting one another but it's only been a short time. We'll see how the day wears on. The nice thing is, even if we have a rough day, at the end of today we'll have saved close to $10. How 'bout that, sports fans? I need to get my quitmeter up and running. It really helps keep with motivation.
So, here's to those of us who are bald or love bald, saving money, and quitting smoking. May we be successful!
Posted in
Quitting Smoking,
Progress on Goals
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